Compliance Analyst - AML & Crypto Risk

About Us

Deriv is a global financial trading platform with operations headquartered in Malta. We are committed to safeguarding our business and clients against financial crime while maintaining the integrity of global financial and crypto markets. AI is being embedded into our company DNA across every department, driving innovation and enhancing our compliance capabilities.

The Role

As a Compliance Analyst specialising in AML and Crypto Risk at Deriv, you'll safeguard our business and clients against financial crime by expertly navigating the intricate challenges of cryptocurrencies and blockchain transactions. Your analytical expertise will secure our operations while reinforcing the integrity of global financial and crypto markets. By leveraging advanced, AI-enhanced tools, you'll heighten our capacity to assess and manage crypto-related risks with unmatched precision and efficiency, creating a tangible and lasting impact on our organisation.

Responsibilities

• Investigate flagged client accounts by analysing both crypto and fiat transactions to uncover potential AML/CTF risks
• Carry out comprehensive KYT, KYC, CDD, EDD, and SOF/SOW checks, with particular emphasis on the risk exposure associated with virtual asset service providers (VASPs)
• Assess high-value crypto deposit and withdrawal requests by reviewing wallet addresses, transaction histories, and employing risk scoring methodologies through AI-powered tools and blockchain analytics
• Screen clients and wallets against politically exposed persons (PEP) lists, global sanctions databases, and adverse crypto or dark web exposures
• Prepare and submit detailed internal compliance reports, suspicious transaction reports (STRs), and quarterly/annual AML/CTF filings to regulatory authorities
• Collaborate with operational and product teams to provide guidance on crypto AML/CTF compliance, anti-fraud measures, and risk mitigation strategies, while continuously improving internal procedures

Requirements

• Hold a university degree in finance, economics, law, risk management, criminology, business studies, data science or management and have 5+ years of compliance experience within the crypto and blockchain industry or fin-tech investment services
• Possess strong knowledge of AML/CTF regulations, including VASP obligations and FATF recommendations, with proven experience in utilising blockchain analytics tools such as Chainalysis, TRM Labs or Elliptic for crypto wallet transaction monitoring
• Exhibit excellent analytical capabilities to identify patterns and anomalies in crypto transaction data, with proficiency in Excel and analysing complex datasets related to fiat and crypto transactions
• Communicate with clarity and precision in English, demonstrating meticulous attention to detail, strong organisational skills and the ability to make sound judgements based on limited information while upholding compliance standards
• Work with integrity, reliability and a strong ethical foundation, while being self-motivated, adaptable to changing priorities and enthusiastic about embracing AI and blockchain technologies in compliance work

Nice to Have

• Enthusiasm about being part of a global team and appreciation for working with people from over 80 different nationalities
• Experience using advanced AI tools to tackle tricky regulatory challenges and keep operations secure
• Problem-solving mindset with ability to keep up with changing industry trends and commitment to continuous learning
• Intellectual stimulation from staying ahead of evolving crypto regulations, FATF guidance, and DeFi risks

Benefits

• Join a diverse, inclusive workplace that values innovation and cross-cultural collaboration
• Competitive compensation and professional development opportunities
• Be part of a company recognised for excellence and committed to career growth opportunities
• Work-life balance with regular social events and collaborative projects
• Modern office environment in Birkirkara, Malta, a strategic Mediterranean hub for Deriv's European operations

Location

You'll be based at our modern Birkirkara office in the heart of Malta, a strategic Mediterranean hub for Deriv's European operations. Our Malta office plays a crucial role in developing innovative trading solutions for our global client base. You'll join a close-knit team that values work-life balance and professional development. Our welcoming office environment encourages both focused work and team interaction, reflecting Malta's blend of professionalism and Mediterranean warmth.